Our Agency Staff

Sandy Chatham

New Business Coordinator
- Email: skchatham@financialguide.com
- Phone: (804) 290-8785
- Fax: (804) 747-8547
- Meet Sandy
Andrea K. Harris

Agency Licensing and Contracting Coordinator
- Email: andreaharris@financialguide.com
- Phone: (804) 762-5433
- Fax: (804) 747-8547
- Meet Andrea
Kristen Kalkowsky

Business Manager & Bookkeeper
- Email: kkalkowsky@financialguide.com
- Phone: (804) 290-8708
- Fax: (804) 747-8547
- Meet Kristen
Brenda Simmons

Receptionist
- Email: bsimmons@financialguide.com
- Phone: (804) 290-8710
- Fax: (804) 747-8547
- Meet Brenda

Agency officers are not officers of MassMutual.